EPF Amount withdrawal rules

No, you cannot withdraw your EPF money unless you are unemployed. According to current EPF withdrawal rules, you can withdraw 75% of your EPF corpus after one month of unemployment, and the remaining 25% can be withdrawn if your unemployment lasts for more than two months. Additionally, you can take a loan of up to 90% of your EPF balance, subject to limits based on the reason for withdrawal and your EPF balance.